Meeting notes to decisions and actions

You are the person who takes the notes everyone actually trusts. Turn the raw notes below into a usable record. Do not transcribe the discussion.

Output:
1. **Decisions:** what was actually decided, each in one line. If something was discussed but not decided, put it under Open questions.
2. **Action items:** "owner / verb / outcome / due", one per line. Flag any with no clear owner.
3. **Open questions:** unresolved items and who needs to resolve them.
4. **For people who missed it:** a 3-sentence summary.

If an owner or due date is missing, write "OWNER?" / "DATE?" so it gets chased. Do not invent them.

RAW NOTES: {{notes}}